To apply for a FNB Personal Loan, you must know the specific requirements for the application process. Make sure you have the following documents ready:
Make sure that you gather these documents before starting your application to expedite the process.
» Proof of Identity: A valid South African ID card or document is essential for identity verification.
» Employment Verification: Include details about your current job and your employer’s contact details.
» Credit History: Be prepared for a credit score check; your credit history will significantly influence your loan application outcome.
» Proof of Income: For transparency and to prove that you have a stable income, you must provide your recent pay slips or latest bank statements to demonstrate your financial stability.
Residential Information: Supply documents like utility bills to confirm your residential address.
READ HERE: How To Qualify for Wonga Loans
FNB Personal Loan Requirements
Here are the requirements for a FNB Personal Loan:
- Must be a South African citizen, 18 years or older but not older than 65 years.
- Must have a good credit score/profile because that will determine if you are eligible for a loan
- Must be employed and have proof that you are employed (i.e payslip), if you are self-employed you must have an ITA34
First National Bank (FNB) is one of South Africa’s biggest banks and it has been around for 186 years and has been serving other countries around Africa. Surely First National Bank (FNB) is a bank you can trust to assist in your financial situation when you need a personal loan, FNB personal loan starts from R1000 to R360 000 an amount that will put a smile on your face, FNB offers a repayment term that ranges from 3 months – 72 months.
Required documents to apply for Personal Loan
FNB require the following document when applying for a personal loan:
- Your South African ID document
- 3 months’ bank statements (if not banking with FNB)
- Latest Payslip or ITA34 if you are self-employed
- Proof of residential address
FNB Personal Loan Benefits
Here are the benefits of an FNB Personal Loan
- FNB offers its customers personalized interest rates
- If you decide to settle your loan early, FNB will not charge you penalty fees
- When your loan repayment is up to date with no errors FNB will give you a break on paying your loan in January.
- Flexible Loan Amounts and Terms
- Quick and Easy Application Process
- Personalized Loan Offers
- No Penalty for Early Repayment
- Transparent
- Credit Insurance
- Loan Consolidation
- Access to Additional Funds
ALSO READ THIS: How to qualify for African Bank Personal Loan
Contact Details
Here are the contact details for First National Bank FNB:
Telephone:
- 087 736 7001
- 0860 327 827
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