Applying for a loan with Direct Axis is stress-free. All you have to do is to visit Direct Axis website to complete an online application, call the DirectAxis call centre that is available all days of the week or simply SMS your name, surname and ID number to Direct Axis. Direct Axis loans are secured, you will receive feedback within 48 hours upon the application.
The good thing about Direct Axis loan is the fixed current interest rate. You get to pay the same interest rates for the full term of your loan. They never increase or decrease, no matter how much interest rates do.
What do I need to qualify for a Direct Axis Personal Loan
To qualify for a loan with Direct Axis you need a good credit score, earn at least R5000 and the details of your bank account into which your salary is paid. You can pay the loan between the period of 2 to 6 years, depending on the amount offered.
Direct Axis supports responsible lending, therefore, once your application is approved, you’ll only be permitted for an amount that you can afford. In case of a temporary disability and retrenchment, Direct Axis also includes a Personal Protection Plan based on your risk profile. The protection plan is there to assist you in a case where you lose your job or you are unable to work for a short period of time.
Direct Axis has made it easy for you to upload the required documents through the online application, all you need is:
- A clear copy of your South African ID
- A recent document confirming your residential address
- Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income
Simply click on the link to start the application process https://www.directaxis.co.za/loans or call 0861 02 03 04 or simply SMS your name, surname and ID number to 43885