Benefits of getting a Standard Bank Personal Loan

Are you looking to renovate your home, consolidate credit cards, pay your outstanding school fees, standard bank personal loan can help you achieve that quicker and more convenient?

The best thing about the standard bank personal loan is that you get to choose the loan and repayment terms that best suit your needs, by simply applying with the online internet banking or the standard bank banking app today, you can get your personal loan approved within a few working days.

What standard bank personal loan offers you

What standard bank personal loan offers you, is that it is easy to get, it is affordable, you get UCount rewards, flexible term, lastly you can save up to 2% on your interest rate when you apply for your personal loan

You can apply for a minimum loan amount of R3 000 to a maximum loan amount of R300 000. Standard bank personal service fees are R69 per month for all loans with once-off initiation fees range from R419.75 up to R1207.50 (VAT inclusive).

The loan repayment terms range from a minimum of 12 months to a maximum of 72 months. While the interest rates are personalised up to a maximum of 24.50% as per the NCA regulation.

For instance, the estimated repayments of a Term Loan of R30 000 over 36 months at an interest rate of 24.50% pm would be R1 423 per month.

Get the standard bank personal loan at the comfort of your home by following easy steps below:

HOW TO GET YOUR ONLINE LOAN VIA OUR BANKING APP

:

  1. Open your Standard Bank App and sign in
  2. Click ‘More’ and select ‘Open a new account’
  3.  Click on ‘Personal Lending’ to see how much you can get
  4. Follow the instructions
  5. Ka-ching! The money will be deposited into your account.

HOW TO GET YOUR ONLINE LOAN VIA INTERNET BANKING:

  1. Visit online banking. standard bank.co.za on your desktop
  2. Click the ‘Borrow’ button
  3. Follow the instructions
  4. Ka-ching! The money will be deposited into your account.

Check out What is the difference between Secured Personal Loans and Unsecured Personal Loans?
Benefits of getting a Standard Bank Personal Loan

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