How Does Real People Home Finance Loans Work?

Real People Home Finance is the financial solution you have been waiting for. Unlike any other home loan, real people home finance pays the money directly to the hardware store or the supplier of your choice. You do not have to worry about misusing the money as it goes straight to the material of building your dream home or renovations.

Real People Home Finance offers

The real people home offers loans from a minimum of R1000 up to a maximum of R120 000 to spend at over 600 participating hardware stores in the country. After the loan application, approval takes just two hours and you have 48 months of opportunity to pay back the loan.

The best thing about this loan is the flexibility, it saves you money due to during the first 6 months of the loan period, you only pay interest on the portion of the loan amount used. After that, your instalment amount will be added to the final amount you owe and will be the fixed instalment amount until you can fully pay the loan.

Other advantages include the interest since the real people home to finance interest rate charge is dependant on your credit profile. While in the event where you change your mind about the loan, you can simply visit the hardware store or supplier, sign a cancellation form once the store has accepted your cancellation, then the store will refund the money to real people, though there may be cancellation charges applicable.

To qualify for this amazing loan you must at least have a permanent job, be self-employed or employed under contract, you must least earn a salary from R 2 000 per month and have your salary electronically deposited into a bank account, as well as be between the age of 18 to 64 years old.

In addition, you must have a valid SA ID or driver’s license, RICA Registered Cellphone number, the latest 3 months payslip or bank statement for the self-employed. Quotation from your chosen Supplier that super must be VAT registered. Below are easy steps you need to follow to apply for the real people home loan:

  • STEP 1: Choose a reputable supplier for your home project
  • STEP 2: Complete the online application
  • STEP 3: Submit your supporting documents to
  • STEP 4: Once approved, submit the supplier invoice and loan authorisation number to
  • STEP 5: Real People will pay your supplier directly for your material and labour, while you pay your monthly instalments to Real People over the agreed loan term.

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Real People Home Finance

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